Home Loan Options

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Types of Home Loans & Mortgages

If you're interested in learning more about some of the different available loan options, Matt Rizzolo (Owner of Flathead Valley Mortgage) recently sat down with Janet Cantrell of Radiant Realty to discuss many of the current and new mortgage options. Click the video to watch and learn about some of these programs, or click the corresponding loan type below to learn more.

Downtown Kalispell Montana

FHA Loans

FHA loans are excellent loans for first-time home buyers or and those who do not want to bring in a large down payment.

Veterans Affairs Loan Programs

VA Loans

Loans for Veterans, with low interest rates & expanded guidelines for making it easier to secure financing.

View of the Flathead Valley in Montana

USDA Loans

USDA or Rural Development loans are an excellent product for those living in a “rural” area, which is most of Montana!

Conventional Home Loans

Conventional Loans

Conventional loans are a more traditional type of home loans involving 5% or more down payment.

Big House for a Jumbo Loan

Jumbo Loans

Jumbo loans refer to loans of a larger amount, roughly $647K and up in Montana.

Whitefish Montana - Downtown

Non-QM & DSCR Loans

Call for information on Non-QM & DSCR loans.