Home loans without the hassle
Are you ready to buy in the Flathead Valley or elsewhere in MT? We are ready to help. Our team coordinates with real estate agents, underwriters, title officers, insurance agents, and appraisers to streamline your purchase and keep things running smoothly through closing.
We offer same-day pre-approvals and are available outside of normal business hours to ensure you are always able to put an offer in a home you fall in love with, even if that is on a weekend. In our current market, speed and communication are key to successfully getting under contract.
Our lenders use local appraisers to make sure you are getting a fair value and timely reports. We have relationships with local title companies and insurance agents as well.
Serving Whitefish, Kalispell, Columbia Falls & All of Montana
While we do specialize in loans for the greater Flathead Valley, we are licensed across the entire state of Montana and are ready to help anywhere within its borders.
Do I Qualify?
To determine if you qualify, lenders review your total monthly debt (proposed housing payment + regular monthly debt) as a percentage of your total gross monthly income. The acceptable percentage (DTI) will vary depending upon the specific loan program for which you apply.