Flathead Valley Home Loans

Ready to purchase your first home or buy your next home?
We can help get you into your next home. Get your pre-approval started right away.

Home loans without the hassle

Are you ready to buy in the Flathead Valley or elsewhere in MT? We are ready to help. Our team coordinates with real estate agents, underwriters, title officers, insurance agents, and appraisers to streamline your purchase and keep things running smoothly through closing.

We offer same-day pre-approvals and are available outside of normal business hours to ensure you are always able to put an offer in a home you fall in love with, even if that is on a weekend. In our current market, speed and communication are key to successfully getting under contract.

Our lenders use local appraisers to make sure you are getting a fair value and timely reports. We have relationships with local title companies and insurance agents as well.

Serving Whitefish, Kalispell, Columbia Falls & All of Montana

While we do specialize in loans for the greater Flathead Valley, we are licensed across the entire state of Montana and are ready to help anywhere within its borders.

Do I Qualify?

To determine if you qualify, lenders review your total monthly debt (proposed housing payment + regular monthly debt) as a percentage of your total gross monthly income. The acceptable percentage (DTI) will vary depending upon the specific loan program for which you apply.

Types of Home Loans & Mortgages

Downtown Kalispell Montana

FHA Loans

FHA loans are excellent loans for first-time home buyers or and those who do not want to bring in a large down payment.

Veterans Affairs Loan Programs

VA Loans

Loans for Veterans, with low interest rates & expanded guidelines for making it easier to secure financing.

View of the Flathead Valley in Montana

USDA Loans

USDA or Rural Development loans are an excellent product for those living in a “rural” area, which is most of Montana!

Conventional Home Loans

Conventional Loans

Conventional loans are a more traditional type of home loans involving 5% or more down payment.

Big House for a Jumbo Loan

Jumbo Loans

Jumbo loans refer to loans of a larger amount, roughly $647K and up in Montana.

Construction Loan

Construction Loans

One-Time (single) close new construction loans

Get your pre-approval letter now: