Mortgage Blog

A Smart Financial Strategy for Homeowners - Save $Hundreds on Your Monthly Payments An Ideal Solution for Many Homeowners As we enter 2024, a significant financial opportunity emerges for homeowners with existing mortgages. Those who are ...

The 2024 FHFA Loan Limit Adjustments were announced... Those adjustments for 2024 will be: $766,550 limit for VA and one-unit conventional loans (up from $726,200 in 2023). $1,149,825 limit for one-unit loans in high-cost counties (up ...

Embarking on the journey of homeownership can be both exhilarating and daunting, particularly when it comes to securing mortgage approval. In today's competitive housing market, understanding what lenders are looking for is crucial. From boosting your ...

In the landscape of home financing, the debate between adjustable (ARM) and fixed-rate mortgages is a perennial one. For prospective homeowners and first-time homebuyers, understanding these options is crucial, as it influences their long-term finances. Both ...

In the realm of real estate investment, financing strategies are crucial, especially within the current mortgage landscape marked by average interest rates hovering around 7.5%. For investors, these conditions present unique challenges and opportunities, particularly regarding ...

Let's answer some of your burning questions about home buying as we approach Q4 of 2023. Is now a good time to buy a house? (Especially in the Flathead Valley) Let's dive right into the hottest ...

The Montana legislature has passed a couple of bills due to a financial surplus in the state budget. Montana House Bill 222 relates to a real estate property tax rebate worth up to $675 on a ...

Infographic Available - Click to skip directly to Montana First Time Homebuyer Infographic Every year, there are countless people in Montana’s Flathead Valley that make the huge step of purchasing their first home.  While this is ...

Are you in the market for a new home purchase in the Flathead Valley of Montana, but wondering if you should hold off on that purchase for now? Flathead Valley Mortgage has put together the following ...

1. COVID-19 Restrictions Result in a Massive Economic Contraction The outburst of COVID-19 cases in the spring of 2020 lead to a record economic contraction during the second quarter. Lockdown restrictions resulted in high numbers of ...