Why consider refinancing your home?
When is the last time you checked in on refinancing? Now might be the time. There are many different benefits of refinancing and we can help show you if you could benefit from one now.
Rates are constantly fluctuating and there may be an opportunity to lower your monthly payment. With rising property values, there could be some untapped equity that can be accessed through a cash-out refinance. This money can be used for home repairs, debt consolidation, or even a down payment for a 2nd home or investment property.
Home refinancing made easy
To determine if you qualify, lenders review your total monthly debt (proposed housing payment + regular monthly debt) as a percentage of your total gross monthly income. The acceptable percentage (DTI) will vary depending upon the specific loan program for which you apply.
Serving Whitefish, Kalispell, Columbia Falls & All of Montana
While we do specialize in loans for the greater Flathead Valley, we are licensed across the entire state of Montana and are ready to help anywhere within its borders.
Do I Qualify?
We offer streamlined refinances that require almost no underwriting. There is also a strong chance of receiving an appraisal waiver, saving you time and money. As a premier Whitefish mortgage broker Matt Rizzolo and the team at Flathead Valley Mortgage make the process painless and easy.